Privacy Policy - Irish Investment Advisor

Introduction

Irish Investment Advisor ("we," "our," or "us") is committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our investment advisory services.

We take your privacy seriously and have implemented appropriate measures to protect your personal data in accordance with the General Data Protection Regulation (GDPR) and other applicable data protection laws in Ireland and the European Union.

Please read this Privacy Policy carefully. By accessing or using our services, you acknowledge that you have read, understood, and agree to be bound by all the terms of this Privacy Policy.

Information We Collect

We may collect several types of information from and about users of our website and services, including:

Personal Identification Information

This may include your name, email address, postal address, phone number, date of birth, and other information you provide when:

Filling out forms on our website
Subscribing to our newsletter
Requesting information about our services
Contacting us for consultation
Creating an account on our platform

Financial Information

When you engage our investment advisory services, we may collect financial information including:

Income details and sources of wealth
Investment objectives and risk tolerance
Tax status and residency information
Information about existing investments and assets
Banking details (for processing transactions)

Technical Information

When you visit our website, we may automatically collect certain information, including:

IP address and browser type
Operating system and device information
Pages visited and time spent on the website
Referring websites or sources
Cookies and similar tracking technologies

How We Use Your Information

We use the information we collect for various purposes, including to:

Provide Services: Process your requests, fulfill our contractual obligations, and deliver the investment advisory services you have engaged us for.
Personalize Your Experience: Tailor our recommendations and content to your specific investment needs and preferences.
Improve Our Website and Services: Enhance our website functionality, develop new features, and improve our service offerings based on user feedback and interactions.
Client Communications: Send important notices, updates about your investments, and respond to your inquiries.
Marketing: With your consent, provide you with newsletters, promotional materials, and information about workshops, events, or services that may interest you.
Regulatory Compliance: Fulfill our regulatory obligations, including anti-money laundering checks, know-your-client requirements, and tax reporting.
Security and Fraud Prevention: Protect our website, services, and clients from fraudulent activity and unauthorized access.

Legal Basis for Processing

We process your personal data on the following legal grounds:

Contractual Necessity: Processing is necessary for the performance of our contract with you or to take steps at your request before entering into a contract.
Legitimate Interests: Processing is necessary for our legitimate interests, such as improving our services, managing our business, and ensuring the security of our systems, provided these interests are not overridden by your rights and freedoms.
Legal Obligation: Processing is necessary for compliance with legal obligations to which we are subject under Irish and EU law.
Consent: Where required by law, we will process your personal data based on your explicit consent, which you can withdraw at any time.

Information Sharing and Disclosure

We may share your information with the following categories of recipients:

Service Providers: Third-party vendors and service providers who assist us in operating our business, such as IT service providers, customer relationship management systems, email service providers, and payment processors.
Professional Advisors: Legal, accounting, and other professional advisors who require access to your information to provide services to us.
Regulatory Authorities: Government agencies, regulatory bodies, and law enforcement when required by law or to protect our rights.
Business Partners: With your consent, we may share your information with trusted business partners who offer complementary services.
Business Transfers: In connection with a business transaction such as a merger, acquisition, or sale of assets, your information may be transferred as part of the transaction.

We do not sell, rent, or lease your personal information to third parties for their marketing purposes without your explicit consent.

Data Security

We have implemented appropriate technical and organizational measures to protect your personal data against unauthorized or unlawful processing, accidental loss, destruction, or damage. These measures include:

Encryption of sensitive data in transit and at rest
Secure access controls and authentication procedures
Regular security assessments and vulnerability testing
Staff training on data protection and security practices
Physical security measures for our premises and data centers

While we take all reasonable steps to protect your information, no method of transmission over the Internet or electronic storage is 100% secure. We cannot guarantee absolute security of your data.

Cookies and Tracking Technologies

Our website uses cookies and similar tracking technologies to enhance your browsing experience, analyze website traffic, and personalize content. Cookies are small text files that are stored on your device when you visit our website.

We use the following types of cookies:

Essential Cookies: Necessary for the website to function properly. They enable basic functions like page navigation and access to secure areas of the website.
Analytical/Performance Cookies: Help us understand how visitors interact with our website by collecting and reporting information anonymously.
Functionality Cookies: Allow the website to remember choices you make and provide enhanced, personalized features.
Targeting Cookies: Used to deliver relevant content and advertisements based on your interests.

You can manage your cookie preferences through your browser settings. Most browsers allow you to refuse cookies, accept cookies from specific websites, or delete cookies that have already been set. However, disabling certain cookies may affect the functionality of our website.

Data Retention

We retain your personal information for as long as necessary to fulfill the purposes for which it was collected, including to provide you with our services, comply with legal obligations, resolve disputes, and enforce our agreements.

Specific retention periods vary depending on the type of information and applicable legal requirements. For example:

Client account information is typically retained for the duration of our business relationship plus a period of up to 7 years thereafter to comply with tax and regulatory requirements.
Marketing contact information is retained until you withdraw your consent or unsubscribe from our communications.
Website usage data is generally retained for 26 months.

Once personal data is no longer needed, we securely delete or anonymize it.

Your Rights

Under applicable data protection laws, you have the following rights regarding your personal data:

Right of Access: You have the right to request a copy of the personal information we hold about you.
Right to Rectification: You can request that we correct any inaccurate or incomplete personal information.
Right to Erasure: In certain circumstances, you can ask us to delete your personal information.
Right to Restrict Processing: You can request that we restrict the processing of your personal information under certain conditions.
Right to Data Portability: You have the right to receive your personal information in a structured, commonly used, and machine-readable format.
Right to Object: You can object to our processing of your personal information, particularly for direct marketing purposes.
Right to Withdraw Consent: Where we process your data based on consent, you have the right to withdraw that consent at any time.

To exercise any of these rights, please contact us using the details provided in the "Contact Us" section below. We will respond to your request within one month, although we may extend this period by up to two additional months if necessary, taking into account the complexity and number of requests.

International Data Transfers

Your personal information may be transferred to, and processed in, countries other than the country in which you are resident. These countries may have data protection laws that are different from the laws of your country.

Whenever we transfer your personal data outside the European Economic Area (EEA), we ensure a similar degree of protection is afforded to it by implementing appropriate safeguards, such as:

Transferring data to countries that have been deemed to provide an adequate level of protection by the European Commission
Using specific contracts approved by the European Commission (Standard Contractual Clauses) that give personal data the same protection it has in Europe
Implementing additional technical and organizational measures to protect your personal data

Children's Privacy

Our website and services are not intended for children under 18 years of age. We do not knowingly collect personal information from children under 18. If you are a parent or guardian and believe that your child has provided us with personal information, please contact us, and we will take steps to delete such information.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. The updated policy will be posted on this page with a revised "Last Updated" date. We encourage you to review this Privacy Policy periodically to stay informed about how we are protecting your information.

If we make material changes to this Privacy Policy, we will notify you by email or through a prominent notice on our website before the changes become effective.

Contact Us

If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at:

Irish Investment Advisor
15 St. Stephen's Green
Dublin 2, D02 Y098
Ireland

Email: [email protected]
Phone: +353 (1) 555 7890

You have the right to lodge a complaint with the Irish Data Protection Commission or another EU supervisory authority if you believe that we have not complied with applicable data protection laws.